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Employee Benefits

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Robin Garr

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Re: Employee Benefits

by Robin Garr » Tue Sep 22, 2009 6:14 pm

Jessie H wrote:shrieking rural gentry... lmao

It was a little mean, and certainly not meant to include TP or other urbanites among us who happen to reside in exurbia.

But I attended a Congressional Town Meeting on medical reform recently to see if it could possibly be as bad as it is on TV, and the experience kind of left its mark on me ... :P
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TrishaW

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Re: Employee Benefits

by TrishaW » Wed Sep 23, 2009 10:30 am

I worked at Ruby Tuesday a couple of summers ago as a server. I had health insurance. It cost me $25 a week, but it was decent insurance. In fact, I had to have gallbladder surgery, and it paid it all except for $150. Prescription coverage was good too.
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Kyle L

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Re: Employee Benefits

by Kyle L » Wed Sep 23, 2009 11:05 am

I was doing some surfing and found out McDonalds of all places offers limited Health Insurance policies of varying types to hourly employees. Since most stores are franchises, I THINK they differ in policy. While I was working in restaurants, only management were covered under health insurance. If there was an on the job injury to any employee, then all bills and rehab were paid by the store.
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Marsha L.

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Re: Employee Benefits

by Marsha L. » Wed Sep 23, 2009 3:49 pm

Here's something a lot of folks may not know - if you get injured on the job and you expect workman's comp to cover it, you must submit to a drug test when you go for treatment. If you fail, they don't pay. This is anecdotal, not from personal experience, but I believe it's true.
Marsha Lynch
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Jessie H

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Re: Employee Benefits

by Jessie H » Wed Sep 23, 2009 4:37 pm

marsha, it's up to your employer to decide whether or not to drug test you. i would imagine that if they suspect someone of using drugs (especially while at work or directly before), they most certainly would test them to avoid being financially responsible for an irresponsible employee. i was injured at my job last year and i had (still have) no health insurance. i was x-rayed, treated, and given pain medication at bartistworx and then sent to a specialist. it was all covered by my employer's insurance and i was never subjected to drug testing.

robin, i don't think your comment was mean. i thought it was funny. i think i've mentioned before that i spent the first 24 years of my life living and going to school within a mile of greenwood rd. i know exactly what you were refering to.
chi mangia bene, viva bene.

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Gena W.

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Re: Employee Benefits

by Gena W. » Wed Sep 23, 2009 4:43 pm

Shortly after we opened Come Back Inn (Lou.)in 1996 we began offering health insurance for the staff. We paid 50% and they paid the other 50% of the group plan. Only a few employees signed up for it. After time those employees moved on for one reason or another and no one wanted to sign up for the insurance after about 2002. The prices had gone up, and even with us paying 50%, it still was too high for most of the staff to want to commit. (Most of my staff at the time was 20-something and bulletproof). We began offering a retirement plan around 1998. We had a few staff members sign up, only to stop participating and cash-out their ira's within a year or so. We still have the plan, but currently only one employee takes advantage of it - it's a Simple IRA and we match 3% of their gross income. We don't have any managers any longer, (since Mark and I are always here to handle things) but when we did, they did get vacation pay. There are likely other independents that have tried to offer benefits but have gotten the same results as we have.
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Jeffrey D.

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Re: Employee Benefits

by Jeffrey D. » Wed Sep 23, 2009 5:30 pm

Marsha L. wrote:Here's something a lot of folks may not know - if you get injured on the job and you expect workman's comp to cover it, you must submit to a drug test when you go for treatment. If you fail, they don't pay. This is anecdotal, not from personal experience, but I believe it's true.


Marsha, you've been misled. Your friend may have been bluffed out of her rights. Kentucky's worker's compensation laws do not require drug testing. Assuming the employee has not waived her W/C rights (which waiver was at one time in the past required - illegally - at one well-known and LHB favorite restaurant I know of) injuries on the job are compensable, period. An argument can be made that an employee under the influence is no longer acting within the scope of her employment, and not covered, but that's usually a non-starter. A reduction can be imposed under certain employee-misconduct circumstances, but if the employee is at work and being paid, she's covered.
My memory's not as sharp as it used to be.
Also, my memory's not as sharp as it used to be.
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Marsha L.

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Re: Employee Benefits

by Marsha L. » Wed Sep 23, 2009 5:33 pm

Good info, guys. The situations I'm referencing involved the employer telling all employees "if you get hurt at work, you'll be drug tested for workman's comp, so don't bother to file a claim if you smoke pot, etc."
Marsha Lynch
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Steve Shade

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Re: Employee Benefits

by Steve Shade » Wed Sep 23, 2009 8:33 pm

Marsha ... the employer in question was either misinformed or lying. As a supervisor (not an owner), I had occasion to send quite a few employees to Doctors and hospitals because of injuries. A couple were really serious. All were paid for completely and whatever salaries were reimbursed within the workers compensation rules were paid. No drug tests because it was irrelevant. The employer was responsible for making sure the employees were suitable for working. Back than, the drug of choice was alcohol.
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Paul Mick

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Re: Employee Benefits

by Paul Mick » Wed Sep 23, 2009 10:34 pm

Robin Garr wrote:Can cities secede?


I'm actually going to start reading a book on the constitution and secession. I'll let you know how it goes.

Vive la Louisville!
"If more of us valued food and cheer and song above hoarded gold, it would be a merrier world."--J.R.R. Tolkien
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Kyle L

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Re: Employee Benefits

by Kyle L » Thu Sep 24, 2009 1:33 pm

Louisville will become a culinary Thunderdome.
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